What if I need other abdominal surgery?

What if I need other abdominal surgery in Singapore: $739 – $10,023 in a subsidised ward (Ward C), based on MOH Bill Size Benchmarks. Average hospital stay: 5.7 days.

Various abdominal procedures not covered by other scenarios.

Hospital bill by ward class

  • Ward C (Subsidised · 8-9 beds): $739 – $10,023
  • Ward B2 (Subsidised · 6 beds): $582 – $13,185
  • Ward B1 (Non-subsidised): $2,221 – $27,797
  • Private (Single room): $2,112 – $50,689

Source: MOH Bill Size Benchmarks, January–December 2023. Costs are after government subsidies but before MediShield Life or private insurance.

Treatment options

  • Gastroscopy with dilatation: $1,264 – $3,400 (Ward C)
  • Acid reflux surgery (fundoplication): $2,528 – $6,384 (Ward C)
  • GI stent placement: $3,576 – $5,947 (Ward C)
  • GI balloon dilatation: $1,769 – $2,995 (Ward C)
  • Endoscopic prosthesis insertion: $2,209 – $4,415 (Ward C)
  • Endoscopic submucosal dissection (upper GI): $1,947 – $3,529 (Ward C)
  • Endoscopic ablative treatment: $1,798 – $3,863 (Ward C)
  • Complex upper GI endoscopy: $1,434 – $2,837 (Ward C)
  • Sigmoidoscopy (diagnostic): $1,114 – $3,512 (Ward C)
  • Sigmoidoscopy with polypectomy: $1,247 – $3,634 (Ward C)
  • Percutaneous cholecystostomy: $2,498 – $5,140 (Ward C)
  • Bile duct catheter management: $739 – $5,370 (Ward C)
  • Bile duct procedures: $1,574 – $5,651 (Ward C)
  • Liver abscess drainage: $2,599 – $5,214 (Ward C)
  • Mesenteric embolisation (GI bleeding): $4,011 – $7,977 (Ward C)
  • Ileostomy revision: $1,709 – $3,100 (Ward C)
  • Gastrostomy/jejunostomy insertion: $1,714 – $4,865 (Ward C)
  • Nasogastric tube insertion: $2,051 – $5,729 (Ward C)
  • Abdominal biopsy: $805 – $2,952 (Ward C)
  • Ascites/abdominal fluid drainage: $1,360 – $3,592 (Ward C)
  • Abdominal tumour resection (major): $6,518 – $13,185 (Ward B2)
  • Other abdominal surgery: $3,695 – $10,023 (Ward C)
  • Parotid surgery: $2,079 – $4,843 (Ward C)
  • Appendix tumour (hemicolectomy): $3,635 – $6,198 (Ward C)

Quick answer: How much does this cost?

Related scenarios

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What if I need other abdominal surgery?
8:50 PM
The pain isn't going away. A scan shows something that needs to come out.
Your surgeon explains the procedure clearly and calmly.
You're scheduled for surgery. The waiting is harder than the operation itself.
80%
of abdominal surgeries in Singapore are now done laparoscopically
General anaesthetic. A few incisions. Careful work inside.
You wake up sore but the problem is gone.
Abdominal surgery covers a wide range — from gallbladder and appendix removal to hernia repair, spleen removal, and adhesion surgery.
You eat soup for a week. Slowly you feel normal again.
Then the bill arrives.
Treatment breakdown

It depends on the treatment

What they do determines the bill. Tap to see costs by ward class.
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
Ward C$1,264 – $3,400
Private$6,030 – $7,541
Ward C$2,528 – $6,384
Ward B2$3,058 – $6,220
Private$29,458 – $37,528
Ward C$3,576 – $5,947
Ward B2$3,211 – $5,694
Ward C$1,769 – $2,995
Ward C$2,209 – $4,415
Ward B2$2,149 – $4,052
Private$6,385 – $28,144
Ward C$1,947 – $3,529
Ward B2$1,754 – $3,739
Ward C$1,798 – $3,863
Ward B2$1,398 – $2,855
Ward C$1,434 – $2,837
Private$2,358 – $16,806
Ward C$1,114 – $3,512
Ward B2$1,103 – $2,731
Ward B1$3,231 – $7,486
Private$2,112 – $17,416
Ward C$1,247 – $3,634
Ward B2$1,245 – $5,716
Private$2,941 – $5,231
Ward C$2,498 – $5,140
Ward B2$3,206 – $6,737
Ward B1$11,763 – $16,552
Ward C$739 – $5,370
Ward B2$1,109 – $3,635
Ward B1$2,664 – $10,234
Ward C$1,574 – $5,651
Ward B2$2,415 – $4,565
Ward C$2,599 – $5,214
Ward B2$1,857 – $6,161
Ward C$4,011 – $7,977
Ward C$1,709 – $3,100
Ward C$1,714 – $4,865
Ward B2$1,609 – $3,994
Ward C$2,051 – $5,729
Ward B2$2,720 – $7,676
Ward B1$7,922 – $27,797
Ward C$805 – $2,952
Ward B2$1,126 – $3,059
Ward B1$2,221 – $5,252
Ward C$1,360 – $3,592
Ward B2$582 – $3,882
Ward B1$3,497 – $9,702
Private$14,292 – $30,071
Ward B2$6,518 – $13,185
Ward C$3,695 – $10,023
Ward B2$2,239 – $4,509
Private$25,420 – $41,412
Ward C$2,079 – $4,843
Ward B2$2,131 – $5,574
Ward B1$12,451 – $14,723
Private$34,219 – $50,689
Ward C$3,635 – $6,198
Your hospital bill
$0
Ward C (subsidised) · worst case · after subsidies, before insurance
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
But what does this actually mean for your wallet?
The bottom line
For this scenario, you need at least
$10,023
in cash. That's after government subsidies but before any insurance kicks in.
Your ward, your bill
Subsidised · 8-9 beds · After subsidies, before insurance
~6 months
of HDB mortgage
~32%
of avg Medisave
~2 months
of median salary
Source: MOH Bill Size Benchmarks · Data period: Jan–Dec 2023 · Compiled by Keith Teo
Make it personal

What does this mean for you?

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$
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%
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Recovery period (LIA PGS 2022)
Ward class matters

Where you stay changes everything

Same condition. The ward determines the bill.
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
Ward C · Subsidised · 8-9 beds
$739 – $10,023
Ward B2 · Subsidised · 6 beds
$582 – $13,185
Ward B1 · Non-subsidised
$2,221 – $27,797
No more subsidies below
Private · Single room
$2,112 – $50,689
up to 5x Ward C
Insurance impact

What insurance actually does

Ward C bill. The bar shows how much you still pay.
You pay 100%
Covered
$739 – $10,023
No insurance. You pay the full bill out of pocket or Medisave.
Good to know
Average Medisave balance ($31,000) covers this 3x in Ward C
Beyond the hospital bill

These costs are just the hospital stay

After discharge, expect ongoing costs that for many patients exceed the initial bill.
Dietary managementOngoing medicationFollow-up endoscopiesSpecialist reviewsLab monitoring
And these costs keep rising. Healthcare costs are up 12% since 2020, outpacing general inflation.
If the worst happens

When someone dies in Singapore,
banks freeze every account.

Your family can't withdraw a single dollar until the legal process is complete. Most Singaporeans aren't prepared.
56%
of Singaporean adults don't have a will
40%
of under-65s have no CPF nomination
With a will
2-6 months to settle. Funeral, lawyer, and court fees combined.
~S$6,400
No will
6-12+ months to settle. Legal fees alone are S$10K-$20K. Contested estates reach S$93,000+.
S$10K–$93K+
While your family waits, mortgage payments, insurance premiums, and utility bills keep coming out of their own pockets.
What to do now

5 things to check today

1
Don't ignore symptoms
Persistent stomach pain, blood in stool, or unexplained weight loss warrant a doctor visit, not a Google search.
2
Consider a colonoscopy
If you're 50+, regular colonoscopy screening catches problems early when they're cheaper and easier to treat.
3
Check what your insurance actually covers
Log into CPF, go to My Healthcare, check MediShield Life or ISP coverage. Look for your ward class limit and claim caps.
4
Know your Medisave withdrawal limits
Your Medisave balance doesn't mean that amount is available for one bill. There are per-day and per-procedure caps.
5
Write a will and make a CPF nomination
A simple will starts from S$99. CPF nomination is free at cpf.gov.sg. Without these, your family faces months of legal process and S$10K+ in fees.
Related scenarios

What else could happen

What if I get appendicitis? What if I get gallstones? What if I get a hernia? What if I need a scope (endoscopy or colonoscopy)? What if I get severe food poisoning?
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