What if I get prostate cancer?
What if I get prostate cancer in Singapore: $1,058 – $11,140 in a subsidised ward (Ward C), based on MOH Bill Size Benchmarks. Average hospital stay: 2.9 days.
Prostate cancer diagnosis and treatment including biopsy, radical prostatectomy, and radiotherapy.
Hospital bill by ward class
- Ward C (Subsidised · 8-9 beds): $1,058 – $11,140
- Ward B2 (Subsidised · 6 beds): $1,259 – $11,849
- Ward B1 (Non-subsidised): $4,868 – $27,581
- Private (Single room): $4,285 – $71,599
Source: MOH Bill Size Benchmarks, January–December 2023. Costs are after government subsidies but before MediShield Life or private insurance.
Treatment options
- Male reproductive system cancer (medical): $1,058 – $4,066 (Ward C)
- Prostate biopsy (TRUS/MRI-guided): $1,246 – $5,398 (Ward C)
- Radical prostatectomy: $7,631 – $11,140 (Ward C)
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What if I get prostate cancer?
10:45 AM
A routine blood test. PSA slightly elevated. Your GP says it's probably nothing.
The biopsy says otherwise.
The biopsy says otherwise.
Twelve needle samples under ultrasound guidance. Two come back positive.
1 in 7
Singapore men will be diagnosed with prostate cancer
For many, active surveillance. For others, surgery or radiotherapy.
Depending on grade and stage — radical prostatectomy, external beam radiotherapy, brachytherapy seed implant, or watchful waiting.
Prostate cancer: Singapore's #3 cancer in men, often slow-growing
Months of follow-ups. PSA tests. Careful watching.
Then the bill arrives.
Then the bill arrives.
Treatment breakdown
It depends on the treatment
What they do determines the bill. Tap to see costs by ward class.
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
Male reproductive system cancer (medical)
$1,058 – $4,066
Ward C
Ward C$1,058 – $4,066
Ward B2$1,259 – $5,211
Ward B1$4,868 – $12,292
Private$10,295 – $16,951
Prostate biopsy (TRUS/MRI-guided)
$1,246 – $5,398
Ward C
Ward C$1,246 – $5,398
Ward B2$1,364 – $2,986
Private$4,285 – $17,792
Radical prostatectomy
$7,631 – $11,140
Ward C
Ward C$7,631 – $11,140
Ward B2$7,798 – $11,849
Ward B1$25,409 – $27,581
Private$58,607 – $71,599
Your hospital bill
$0
Ward C (subsidised) · worst case · after subsidies, before insurance
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
But what does this actually mean for your wallet?
The bottom line
For this scenario, you need at least
$11,140
in cash. That's after government subsidies but before any insurance kicks in.
Your ward, your bill
Subsidised · 8-9 beds · After subsidies, before insurance
~6 months
of HDB mortgage
~36%
of avg Medisave
~2.2 months
of median salary
Source: MOH Bill Size Benchmarks · Data period: Jan–Dec 2023 · Compiled by Keith Teo
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What does this mean for you?
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$
Ward class matters
Where you stay changes everything
Same condition. The ward determines the bill.
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
Ward C · Subsidised · 8-9 beds
$1,058 – $11,140
Ward B2 · Subsidised · 6 beds
$1,259 – $11,849
Ward B1 · Non-subsidised
$4,868 – $27,581
No more subsidies below
Private · Single room
$4,285 – $71,599
up to 6x Ward C
Insurance impact
What insurance actually does
Ward C bill. The bar shows how much you still pay.
$1,058 – $11,140
No insurance. You pay the full bill out of pocket or Medisave.
Good to know
Average Medisave balance ($31,000) covers this 3x in Ward C
Beyond the hospital bill
These costs are just the hospital stay
After discharge, expect ongoing costs that for many patients exceed the initial bill.
Chemotherapy cyclesOncology follow-upsTargeted medicationRadiation sessionsScreening scans
And these costs keep rising. Healthcare costs are up 12% since 2020, outpacing general inflation.
If the worst happens
When someone dies in Singapore,
banks freeze every account.
Your family can't withdraw a single dollar until the legal process is complete. Most Singaporeans aren't prepared.
56%
of Singaporean adults don't have a will
40%
of under-65s have no CPF nomination
With a will
2-6 months to settle. Funeral, lawyer, and court fees combined.
~S$6,400
No will
6-12+ months to settle. Legal fees alone are S$10K-$20K. Contested estates reach S$93,000+.
S$10K–$93K+
While your family waits, mortgage payments, insurance premiums, and utility bills keep coming out of their own pockets.
What to do now
5 things to check today
1
Ask about screening
Early detection saves lives and money. Ask your GP about age-appropriate cancer screening programmes available in Singapore.
2
Understand your treatment options
Different treatments have very different costs. Ask your oncologist to walk through the options and their bill implications.
3
Check what your insurance actually covers
Log into CPF, go to My Healthcare, check MediShield Life or ISP coverage. Look for your ward class limit and claim caps.
4
Know your Medisave withdrawal limits
Your Medisave balance doesn't mean that amount is available for one bill. There are per-day and per-procedure caps.
5
Write a will and make a CPF nomination
A simple will starts from S$99. CPF nomination is free at cpf.gov.sg. Without these, your family faces months of legal process and S$10K+ in fees.