What if I have uterine fibroids?
What if I have uterine fibroids in Singapore: $2,554 – $7,542 in a subsidised ward (Ward C), based on MOH Bill Size Benchmarks. Average hospital stay: 2.3 days.
Uterine fibroids requiring myomectomy or hysterectomy.
Hospital bill by ward class
- Ward C (Subsidised · 8-9 beds): $2,554 – $7,542
- Ward B2 (Subsidised · 6 beds): $1,464 – $5,939
- Ward B1 (Non-subsidised): $4,776 – $14,304
- Private (Single room): $10,055 – $35,116
Source: MOH Bill Size Benchmarks, January–December 2023. Costs are after government subsidies but before MediShield Life or private insurance.
Treatment options
- Hysteroscopic myoma removal (<3cm): $1,669 – $2,670 (Ward B2)
- Hysteroscopic myoma removal (>3cm): $1,464 – $2,938 (Ward B2)
- Myomectomy (complicated): $3,320 – $6,895 (Ward C)
- Hysterectomy (<12 weeks): $2,554 – $7,542 (Ward C)
- Hysterectomy (>=12 weeks): $3,044 – $6,475 (Ward C)
- MIS assisted vaginal hysterectomy: $3,281 – $4,627 (Ward C)
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What if I have uterine fibroids?
10:40 AM
The cramps have been getting worse every cycle. Heavier than they should be.
The ultrasound shows why.
The ultrasound shows why.
Fibroids. Multiple ones. The gynaecologist explains your options.
70%
of women develop fibroids by age 50
Medication to manage symptoms, or surgery to remove the fibroids entirely.
Options include myomectomy to preserve the uterus, hysterectomy for severe cases, or minimally invasive procedures like uterine fibroid embolisation.
Fibroids are the most common benign tumour in women and a leading cause of hysterectomy in Singapore
Recovery is slower than you expected. But the pain is gone.
Then the bill arrives.
Then the bill arrives.
Treatment breakdown
It depends on the treatment
What they do determines the bill. Tap to see costs by ward class.
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
Hysteroscopic myoma removal (<3cm)
$1,669 – $2,670
Ward B2
Ward B2$1,669 – $2,670
Ward B1$4,776 – $8,231
Private$10,055 – $12,570
Hysteroscopic myoma removal (>3cm)
$1,464 – $2,938
Ward B2
Ward B2$1,464 – $2,938
Private$10,229 – $13,142
Myomectomy (complicated)
$3,320 – $6,895
Ward C
Ward C$3,320 – $6,895
Ward B2$2,965 – $5,790
Ward B1$11,493 – $14,304
Private$23,076 – $32,362
Hysterectomy (<12 weeks)
$2,554 – $7,542
Ward C
Ward C$2,554 – $7,542
Ward B2$2,793 – $5,037
Ward B1$10,232 – $13,434
Private$23,212 – $34,268
Hysterectomy (>=12 weeks)
$3,044 – $6,475
Ward C
Ward C$3,044 – $6,475
Ward B2$3,003 – $5,720
Ward B1$11,721 – $13,631
Private$25,725 – $35,116
MIS assisted vaginal hysterectomy
$3,281 – $4,627
Ward C
Ward C$3,281 – $4,627
Ward B2$3,495 – $5,939
Your hospital bill
$0
Ward C (subsidised) · worst case · after subsidies, before insurance
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
But what does this actually mean for your wallet?
The bottom line
For this scenario, you need at least
$7,542
in cash. That's after government subsidies but before any insurance kicks in.
Your ward, your bill
Subsidised · 8-9 beds · After subsidies, before insurance
~4 months
of HDB mortgage
~24%
of avg Medisave
~1.5 months
of median salary
Source: MOH Bill Size Benchmarks · Data period: Jan–Dec 2023 · Compiled by Keith Teo
Make it personal
What does this mean for you?
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$
Ward class matters
Where you stay changes everything
Same condition. The ward determines the bill.
Source: MOH Bill Size Benchmarks, Jan–Dec 2023
Ward C · Subsidised · 8-9 beds
$2,554 – $7,542
Ward B2 · Subsidised · 6 beds
$1,464 – $5,939
Ward B1 · Non-subsidised
$4,776 – $14,304
No more subsidies below
Private · Single room
$10,055 – $35,116
up to 5x Ward C
Insurance impact
What insurance actually does
Ward C bill. The bar shows how much you still pay.
$2,554 – $7,542
No insurance. You pay the full bill out of pocket or Medisave.
Good to know
Average Medisave balance ($31,000) covers this 4x in Ward C
Beyond the hospital bill
These costs are just the hospital stay
After discharge, expect ongoing costs that for many patients exceed the initial bill.
Postnatal or post-op careSpecialist reviewsOngoing medicationUltrasound follow-upsCounselling
And these costs keep rising. Healthcare costs are up 12% since 2020, outpacing general inflation.
If the worst happens
When someone dies in Singapore,
banks freeze every account.
Your family can't withdraw a single dollar until the legal process is complete. Most Singaporeans aren't prepared.
56%
of Singaporean adults don't have a will
40%
of under-65s have no CPF nomination
With a will
2-6 months to settle. Funeral, lawyer, and court fees combined.
~S$6,400
No will
6-12+ months to settle. Legal fees alone are S$10K-$20K. Contested estates reach S$93,000+.
S$10K–$93K+
While your family waits, mortgage payments, insurance premiums, and utility bills keep coming out of their own pockets.
What to do now
5 things to check today
1
Plan your maternity costs
Delivery packages vary enormously between hospitals. Compare fees and check what your insurance covers.
2
Use your Baby Bonus
MediSave grants and the Baby Bonus scheme offset a significant portion of maternity and early childhood medical costs.
3
Check what your insurance actually covers
Log into CPF, go to My Healthcare, check MediShield Life or ISP coverage. Look for your ward class limit and claim caps.
4
Know your Medisave withdrawal limits
Your Medisave balance doesn't mean that amount is available for one bill. There are per-day and per-procedure caps.
5
Write a will and make a CPF nomination
A simple will starts from S$99. CPF nomination is free at cpf.gov.sg. Without these, your family faces months of legal process and S$10K+ in fees.